NOTICE OF MORTGAGE FORECLOSURE SALE

Date: Oct. 19, 2011

YOU ARE NOTIFIED THAT:

1. Default has occurred in the conditions of the mortgage described as follows:

Date of Mortgage: June 24, 2005
Mortgagor: Curtis M. Dumonceaux, an individual
Mortgagee: Mortgage Electronic Registration Systems Inc. as nominee for Provident
Funding Associates, L.P., a California limited partnership
Lender Transaction Agent: Mortgage Electronic Registration Systems Inc.
Transaction ID No.: MIN 1000179-3515010014-3
Date Recorded: Feb. 5, 2011
Document No.: 1143205
Where Recorded: County Recorder of Stearns County, Minn.
Assignment(s) of Mortgage: Assignment of Mortgage in favor of Provident Funding Associates, L.P.
dated Dec. 7, 2009, recorded Dec. 31, 2009, as Document No. 1306478.
Mortgage ID No.: 3515010014

2. The original principal amount secured by the mortgage was: $200,000.00.

3. No action or proceeding at law is now pending to recover the debt secured by the mortgage, or any part thereof, and no mortgagor has been released from liability on the mortgage.

4. The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the mortgage and foreclosure of the mortgage, and all notice and other requirements of applicable statutes.

5. At the date of this notice, the amount due on the mortgage, and taxes, if any, paid by the holder of the mortgage is: $191,639.99.

6. Pursuant to the power of sale in the mortgage, the mortgage will be foreclosed, and the land described as follows:

Legal Description: Lot 2, Block 3, Avalon Village
Property Address: 2009 3rd St. N., Sartell, Minn. 56377
Parcel No(s): 92-56570-0728

will be sold by the Sheriff of Stearns County, Minn., at public auction on Dec. 27, 2011, at 10 a.m. at the Sheriff’s office, located at 807 Courthouse Square, Rm S100, St. Cloud, Minn. 56303, to pay the debt then secured by the mortgage and taxes on said land, if any, paid by the holder of the mortgage and the costs and disbursements, including attorneys’ fees, allowed by law.

7. The time allowed by law for redemption by mortgagor or mortgagor’s personal representatives or assigns is six months after the date of sale. Each holder of a junior lien may redeem in the order and manner provided in Minnesota Statutes Section 582.32, Subd. 9, beginning after the expiration of mortgagor’s redemption period.

8. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION AND ARE ABANDONED.

9. If the mortgage is not reinstated under Minnesota Statutes Section 580.30 or if the mortgagor does not redeem under Minnesota Statutes Section 580.23, the mortgagor must vacate the property subject to the mortgage by 11:59 p.m. on June 27, 2012.

GURSTEL CHARGO PA
Attorneys for Provident Funding Associates, L.P., Mortgagee
/s/ Marc L. Kruger (Atty. No. 58609)
6681 Country Club Dr.
Golden Valley, Minn 55427
(763) 267-6700
60446.05 / 3515010014
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR

Publish: Oct. 28, Nov. 4, 11, 18 and 25 and Dec. 2